I've been using mint.com recently. The site holds a lot of promise. It claims to help make it easy to see where my money is, where my money is going, and how I'm doing on my budget. I've been on it for about 3 weeks now. I found the site to be really well designed and easy to use. It added all of my accounts with no trouble. I found over the past few weeks is that mint doesn't really have "stickiness". Meaning that it shows cool information and charts, but it doesn't really *do* anything for me. I found that I didn't use the alerting features at all because I already knew what my account balance was. I didn't get a lot out of seeing the account balances and recent transactions because it didn't really have the latest information. It seems to always be about a day behind all of my bank accounts. Not very useful. Seeing the pie charts of where my money went was nice. I got a visual representation of what stores most of my money went to. But this didn't really help with anything since I pretty much already knew which stores we went to the most.
I'm not going to say that mint is a bad site with nothing useful. However, I will say that as of right now, it is limited in its usefulness, and I can only hope that they add a lot of features going forward.
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